Hello MD,

I am looking to borrow 5 billion ISK for one month at 15%+ return.

About me
I played Eve for a while back in 2009 before having a long break. I have recently re-subbed. After trying various professions I have finally settled on station trading. I have spent considerable time grinding up base standings to 7 with Caldari faction and 9 with Caldari Navy. I have 6 days left on Accounting V and will then train broker relations from IV to V.

February was my first full month of trading and I made 700million ISK in profit. This month I am already at 1.5billion ISK in profit and on target for 3 billion. My total trading stock at cost + ISK is currently 4.2 billion. I also have a mission fit Navy Raven with an approximate value of 1 billion. Therefore total NAV is 5.2billion.

I believe my current market strategy can easily be increased to trade 10billion+ ISK at the same level of profitability and minimal effort.

The proposal
My proposal is to pay out 40% of my profits over one month attributable to the loan capital.

I will keep the remaining 60% for my time and effort. I will pay a minimum return on your investment of 15% regardless of my success.

I recognise profit on the sale of an item and carry forward stock at the cost I paid for it.
The loan will be consolidated with my current trading funds. I will calculate the profit attributable to the loan as follows:-

Example (figures for illustrative purposes only)

At the start of the month:-
Starting stock at cost - 3 billion
My ISK (wallet + escrow) - 2 billion
Loan ISK- 5 billion
Total Capital- 10 billion
Loan capital - 50%

At the end of the month:-
Closing stock at cost - 15 billion
ISK (wallet + escrow) - 5 billion
Total Capital - 20 billion
Less total starting capital -(10 billion)
Profit - 10 Billion

Profit attributable to loan capital (50%) - 5 billion
40% paid out to investors - 2 billion
I anticipate the return to investors will be higher than the minimum 15%. I track all my market transactions on my own spreadsheets.

Risk
With no history this would be considered high risk. This why I have offered a good return and the potential for a higher return.

- My basic info including wallet balance can be seen here http://eveboard.com/pilot/Jaroo
- I would be willing to provide full API access to a trusted individual
-I will not be leaving station for the duration of the investment
-As I will be station bound I can offer my fitted mission Raven Navy Issue as collateral.
Approximate value of 1billion ISK (see the one I lost last month for fitting!) http://eve-kill.net/?a=kill_detail&kll_id=16589268

I plan to start as soon as I raise the ISK and will provide weekly updates of my total capital.

Capital plus interest will be paid out one calendar month after commencement.

Thanks

Jaroo

Talked with Jaroo and verified his API.

I will be taking up his offer and pledge the 5 bils starting from tomorrow.
Also I confirm that I will be accepting the Raven Navy Issue + fitting as collateral over the period of the loan.

Nothing new here. Bond offerers in MD rarely promise returns that are actually worthwhile to their clients. I really kind of hate static-return offerings for that reason. In my view, an investment should be run for a percentage-based fee of profits earned, and the rest either returned to investors or rolled back into the enterprise at the option of the individual investor. The offerer has a reason to seek maximum profits, because the higher the profits the better he does, and the clients are getting the sort of return they deserve. it's not guaranteed to be the same exact amount each month, but it will almost certainly be far better than the average offering.

People just take up these really poor-performing investments because they don't really value their capital, but they do enjoy RPing like big investment hotshots who can throw billions around on a whim. You could make way more than 15% on 1bn ISK in a month just by dipping your little toe in the water of station trading. Why anybody would actually commit that much capital for that flimsy a return is beyond me. And the thing is, 15% is considered a HIGH return rate for MD bonds. It's really sad when you think about it.